First-Time Homebuyers and Home Sellers in Washington, UT

Welcome to the official site of 1st RATE MORTGAGE. We are a full-service mortgage company based in Washington, UT. We specialize in First-Time Homebuyers Home Sellers in Washington. We also serve the surrounding cities in Washington County, Utah County, Salt Lake County, and Davis County. Whether you are buying a home or refinancing in the zip code 84780, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional


Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Commercial | Jumbo

What makes 1st RATE MORTGAGE unique is that we offer the following niche programs as well: Construction loans, renovation loans.

Contact 1st RATE MORTGAGE today to discuss your mortgage loan options, and find out which loan program will best suit your needs.