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First-Time Homebuyers and Home Sellers in Utah, California, Colorado, Idaho & Wyoming

Welcome to the official site of 1st RATE MORTGAGE. We are a full-service mortgage company based in Washington, UT, serving all of Utah. We specialize in First-Time Homebuyers and Home Sellers in Washington area and in California, Colorado, Idaho and Wyoming. We also serve the surrounding cities in Washington County, Utah County, Salt Lake County, and Davis County in other words all of Utah. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional


Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Commercial | Jumbo

What makes 1st RATE MORTGAGE unique is that we offer the following niche programs as well: Construction loans, renovation loans.

Contact 1st RATE MORTGAGE today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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