• 1st RATE MORTGAGE slide #1
today's rate image

Today's Rates

Knowing what you qualify for is the first step to home ownership. Learn More […]

First-Time Homebuyers and Home Sellers in Utah, California, Colorado, Idaho & Wyoming

Welcome to the official site of 1st RATE MORTGAGE. We are a FULL service Mortgage Brokerage based in Washington, Utah.  Serving all of Utah, California, Colorado, Idaho and Wyoming.  We have access to hundreds of lender options to service every clients needs.  Our superior knowledgeable team and systems are here to make the loan process go as smoothly and quickly as possible.  From the first time hombuyer, to investor, to reverse mortgage, we want to be your lender and friend for life.  We can help you realize your dream of home ownership or help you save money on a new lower monthly payment.

Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial-Business | Conventional and Reverse


Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Commercial-Business | Jumbo and Reverse

What makes 1st RATE MORTGAGE unique is that we offer the following niche programs as well: Construction loans, renovation loans.

Contact 1st RATE MORTGAGE today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting a loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand 1st RATE MORTGAGE's Privacy Policy.